Toyota Access from Warrnambool Toyota

The smarter way to buy a Toyota

Toyota Access car loans come with a fixed interest rate and locked repayments as standard. Toyota Access also puts you in control of your future if your circumstances change, with trade, keep or return options.

Available for new, eligible demo, and Toyota Certified Pre-Owned vehicles*, a Toyota Access secured car loan gives you lower monthly repayments[F9] and the certainty of a Guaranteed Future Value[F2], so you can live for today while taking care of tomorrow.

Benefits of Toyota Access

  • Lower monthly repayments[F9]than a standard car loan
  • Know the Guaranteed Future Value[F2] of your car
  • Option to trade, keep or return your vehicle when your loan ends
  • Decide on the deposit you want to pay - if any
  • Select a loan term of 3 or 4 years
  • Choose weekly, fortnightly, or monthly repayments

Need more information? Talk to Warrnambool Toyota today.

See how Toyota Access can help you buy your new, eligible demo or Toyota Certified Pre-Owned vehicles*.

What is Guaranteed Future Value?

The Guaranteed Future Value[F2] is how much your car will be worth to Toyota Finance at the end of your car loan - subject to fair wear and tear and agreed kilometres being met. This will be based on the length of your loan term and the number of kilometres you drive. It gives you that extra peace of mind of knowing where you'll stand in the future.

How Does Toyota Access Work?

Getting Started

  1. Choose your new, eligible demo, or Toyota Certified Pre-Owned Vehicle*.
  2. Decide on the deposit you'd like to pay, if any.
  3. Select a loan term of 1-4 years for new and elibigle demo vheicles or 3-4 years for Toyota Certified Pre-Owned Vehicles*.
  4. Estimate the number of kilometres you expect to travel over the term - including any already on the clock.
  5. Toyota Finance calculates the Guaranteed Future Value of your vehicle.
  6. They then calculate your monthly repayments, with a final payment equal to your Guaranteed Future Value.

From the time you drive away, you'll enjoy lower monthly repayments[F9] and the reassurance of knowing what lies ahead.

At the end of your loan term

You have the choice of three flexible options: to trade, keep or return your vehicle.

  1. Trade in or sell your Toyota: Use the trade-in value or sale price to pay the remaining balance of your car loan.
  2. Keep your Toyota: Simply pay the outstanding balance (including the final payment). Toyota Finance can help you refinance the balance of your car loan if you don't have the cash on hand (conditions apply).
  3. Return your Toyota: Toyota Finance will pay you the Guaranteed Future Value that was agreed on at the start of your loan term and put it towards the remaining balance owing on your account (subject to fair wear and tear conditions and agreed kilometres being met).

*Please check with Warrnambool Toyota to find out if Toyota Certified Pre-Owned Vehicles are available at the dealership.

[F2] The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the GFV amount, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access Guaranteed Future Value products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536

[F9] Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest Charges will be higher if a GFV or balloon final payment is selected.
 

Dear Valued Guests

There is no doubt COVID-19 has heightened our awareness of health and safety concerns.  So we thought you might want to know what steps we're taking to keep our staff and guests safe.

Precautions we are taking include:

  • Taking every team member's temperature each morning
  • Making hand sanitiser readily available throughout the dealership
  • Informing and educating our staff on hygiene and social distancing
  • Encouraging our team to take time off if they show any signs of ill health 
  • Disinfecting counters, tables, and furniture twice daily
  • Increasing the depth of our nightly site clean

If you are still concerned about having your vehicle serviced you may wish to use our Contactless Service Option.  Simply follow the instructions:

  • Drop your keys off in our Early Bird Key Box located on the wall at Service
  • Pay over the phone when your car is completed
  • Pick up your keys and you're away

We will continue to stay up to date with the latest government advice and commmit to doing whatever is required to minimise risk for all staff and guests.

If you have any questions regarding our COVID-19 policy please let us know by calling 03 5559 0000 or email us